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Best Travel Rewards Cards

Maximize points on flights, hotels, and travel purchases with these top travel credit cards.

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  • Citi Strata Premier Card $95/year • 10x points on hotels, car rentals, and attractions booked on cititravel.com; 3x on air travel, restaurants, supermarkets, gas & EV charging.
  • American Express Gold Card $325/year • 4X points at restaurants worldwide, 4X on U.S. supermarkets, 3X on flights.
  • Chase Sapphire Preferred Card $95/year • 5x points on travel through Chase Travel, 3x on dining and online groceries, 2x on other travel.
  • Bilt World Elite Mastercard $0/year • Up to 1x points on rent/mortgage, 4% Bilt Cash on everyday spend.
  • American Express Green Card $150/year • 3X on travel, transit, and dining worldwide.
  • Chase Sapphire Reserve Business $795/year • 8x on Chase Travel, 4x on flights/hotels direct, 3x on ads.
  • Chase Sapphire Reserve $550/year • 10x on hotels/car rentals, 5x on flights through Chase Travel, 3x on dining.
  • Capital One Venture X Rewards Credit Card $395/year • 10x on hotels/rental cars, 5x on flights through Capital One Travel, 2x on everything else.
  • Capital One Venture Rewards Credit Card $95/year • 2x miles on every purchase, 5x on hotels and rentals through Capital One Travel.
  • The Platinum Card from American Express $695/year • 5X on flights and prepaid hotels through Amex Travel. Global Lounge Collection access.

Best Cash Back Cards

Simple cash back rewards on everyday purchases without tracking points or categories.

  • Capital One Savor Cash Rewards Credit Card $0/year • Unlimited 3% on dining, entertainment, groceries, and streaming; 5% on travel through Capital One.
  • Blue Cash Preferred Card from American Express $95/year • 6% cash back at U.S. supermarkets and streaming, 3% on transit and gas.
  • Chase Freedom Unlimited $0/year • 3% on dining and drugstores, 5% on Chase Travel.
  • Citi Double Cash Card $0/year • Unlimited 2% cash back on all purchases.
  • U.S. Bank Cash+ Visa Signature Card $0/year • 5% on two chosen categories up to $2,000/quarter, 2% on one everyday.
  • Bank of America Unlimited Cash Rewards $0/year • 2% first year, then 1.5% unlimited, up to 2.62% with Preferred Rewards.
  • Wells Fargo Attune $0/year • 4% on self-care, sports/recreation/entertainment, impactful purchases.
  • Chase Freedom Flex $0/year • 5% on rotating categories (up to $1,500/quarter), 5% on Chase Travel, 3% on dining and drugstores.
  • Citi Custom Cash Card $0/year • 5% on your top spending category each billing cycle (up to $500/cycle).

Best Groceries & Dining Cards

Maximize rewards on your food spending at supermarkets and restaurants.

Best grocery cards → Best dining cards →
  • Citi Strata Premier Card $95/year • 10x points on hotels, car rentals, and attractions booked on cititravel.com; 3x on air travel, restaurants, supermarkets, gas & EV charging.
  • American Express Gold Card $325/year • 4X points at restaurants worldwide, 4X on U.S. supermarkets, 3X on flights.
  • Capital One Savor Cash Rewards Credit Card $0/year • Unlimited 3% on dining, entertainment, groceries, and streaming; 5% on travel through Capital One.
  • Blue Cash Preferred Card from American Express $95/year • 6% cash back at U.S. supermarkets and streaming, 3% on transit and gas.

Best Hotel Credit Cards

Earn elite status and free nights at your favorite hotel chains.

  • World of Hyatt Credit Card $95/year • Up to 9X total points at Hyatt hotels and resorts.
  • IHG One Rewards Premier Card $99/year • Up to 26x at IHG hotels, 5x on travel, gas, and dining.

Best Airline Credit Cards

Earn miles and perks with your preferred airline.

  • United Explorer Card $150/year • 2x miles on United purchases, dining, and hotel stays.
  • Southwest Rapid Rewards Premier Card $149/year • 3x on Southwest purchases, 2x on groceries and restaurants up to $8,000/year.

Best Premium & Business Cards

High-end cards with elevated rewards and business-focused benefits.

  • Chase Sapphire Reserve Business $795/year • 8x on Chase Travel, 4x on flights/hotels direct, 3x on ads.
  • U.S. Bank Business Altitude Power World Elite Mastercard $0/year • 2x on all, 2.5x on mobile up to $5k/quarter, 6x on prepaid travel.
  • Chase Sapphire Reserve $550/year • 10x on hotels/car rentals, 5x on flights through Chase Travel, 3x on dining.
  • Capital One Venture X Rewards Credit Card $395/year • 10x on hotels/rental cars, 5x on flights through Capital One Travel, 2x on everything else.
  • The Platinum Card from American Express $695/year • 5X on flights and prepaid hotels through Amex Travel. Global Lounge Collection access.

Best Crypto Rewards Cards

Earn Bitcoin or cryptocurrency rewards on your everyday purchases.

  • Fold $0/year • Up to 3.5% bitcoin back on all purchases.
  • Gemini Credit Card $0/year • 4% on gas/EV/transit (up to $300/month), 3% dining, 2% groceries.

Best No Annual Fee Cards

Great rewards without paying an annual fee.

  • Bilt World Elite Mastercard $0/year • Up to 1x points on rent/mortgage, 4% Bilt Cash on everyday spend.
  • Chase Freedom Unlimited $0/year • 3% on dining and drugstores, 5% on Chase Travel.
  • Citi Double Cash Card $0/year • Unlimited 2% cash back on all purchases.
  • U.S. Bank Cash+ Visa Signature Card $0/year • 5% on two chosen categories up to $2,000/quarter, 2% on one everyday.
  • Bank of America Unlimited Cash Rewards $0/year • 2% first year, then 1.5% unlimited, up to 2.62% with Preferred Rewards.
  • Fold $0/year • Up to 3.5% bitcoin back on all purchases.
  • Gemini Credit Card $0/year • 4% on gas/EV/transit (up to $300/month), 3% dining, 2% groceries.
  • Wells Fargo Attune $0/year • 4% on self-care, sports/recreation/entertainment, impactful purchases.
  • U.S. Bank Business Altitude Power World Elite Mastercard $0/year • 2x on all, 2.5x on mobile up to $5k/quarter, 6x on prepaid travel.
  • Chase Freedom Flex $0/year • 5% on rotating categories (up to $1,500/quarter), 5% on Chase Travel, 3% on dining and drugstores.
  • Citi Custom Cash Card $0/year • 5% on your top spending category each billing cycle (up to $500/cycle).

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