Chase Freedom Flex vs Chase Freedom Unlimited

Compare the Chase Freedom Flex ($0/yr) against the Chase Freedom Unlimited ($0/yr) to see which card earns you more rewards based on your spending.

See how the Chase Freedom Flex and Chase Freedom Unlimited stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.

Feature Chase Freedom Flex Chase Freedom Unlimited
Annual Fee $0 $0
Sign-Up Bonus $200 after $500 spend in 3 months $200 after $500 spend in 3 months
Foreign Transaction Fee 3% 3%
Base Reward Rate 1.0% 1.5%
Travel Rewards 5% 5%
Dining Rewards 3% 3%
Key Benefits 5% on rotating categories (up to $1,500/quarter), 5% on Chase Travel, 3% on dining and drugstores. 3% on dining and drugstores, 5% on Chase Travel.
Issuer Chase Chase

Quick Summary

The Chase Freedom Flex has a $0 annual fee (same as Chase Freedom Unlimited).

Chase Freedom Unlimited has a higher base reward rate (1.5% vs 1.0%).

Which Card is Better for Your Spending?

Enter your typical monthly spending to see which card earns you more rewards.

Want to compare more cards? Try our full calculator to see all 26+ cards ranked by your spending.