Chase Freedom Flex® Credit Card
- Annual fee
- None
- Top rewards rate
- 5%on Rotating categories
- Welcome bonus
- $250 after $500 spend in 3 months
- Foreign transaction fee
- 0%
No annual fee, with 5% back on Rotating categories.
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Full earn rates: 3% on dining and 5% on rotating categories (up to $6,000/yr), then 1% on everything else.
Sign-Up Bonus
after spending $500 in the first 3 months
Rewards Breakdown
| Category | Rate | Details |
|---|---|---|
| Dining | 3% | Unlimited |
| Rotating categories | 5% | Up to $6,000/year, then 1% |
| Travel if you qualify | 5% | Earns 5% only on travel booked through Chase Travel, Chase's own booking site. Booking direct with an airline or hotel earns 1%. |
| All other purchases | 1% | Unlimited |
| Foreign Transaction Fee | None | Great for international purchases |
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See Your Estimated RewardsFrequently Asked Questions
What is the annual fee for the Chase Freedom Flex?
The Chase Freedom Flex has no annual fee.
What is the sign-up bonus for the Chase Freedom Flex?
New cardholders can earn $250 cash back after spending $500 in the first 3 months.
Does the Chase Freedom Flex charge foreign transaction fees?
No, the Chase Freedom Flex does not charge foreign transaction fees.
What categories earn bonus rewards with the Chase Freedom Flex?
The Chase Freedom Flex earns 3% on dining, 5% on Rotating categories. It also advertises 5% through Chase Travel, but that rate applies only when you qualify, so it is excluded from our rankings.
These rankings are estimates based on published card terms. Actual rewards depend on your spending patterns, how you redeem, and whether your purchases qualify for bonus categories. Rates and terms may change, so verify current offers on the issuer’s site.