Choosing between the IHG One Rewards Premier Card ($99/yr) and the Marriott Bonvoy Boundless Credit Card ($95/yr) comes down to where you spend most. Both cards can deliver real value — let’s break it down, then run your numbers to find the winner.
Strongest in travel at 5%. Up to 26x at IHG hotels, 5x on travel, gas, and dining. Earns a solid 3.0% on everything else.
Perfect if: You want a strong rewards rate with no spending caps to worry about.
Apply NowStrongest in travel at 6%. 6x at Marriott hotels, 3x on dining, groceries, and gas. Free Night Award annually. Earns a solid 2.0% on everything else.
Perfect if: You want a strong rewards rate with no spending caps to worry about.
Apply Now| Feature | IHG One Rewards Premier Card | Marriott Bonvoy Boundless Credit Card |
|---|---|---|
| Annual Fee | $99 | $95 |
| Sign-Up Bonus | 175,000 points after $5,000 spend in 3 months | 3 free nights after $3,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | <strong>3.0%</strong> | 2.0% |
| Travel Rewards | 5% | <strong>6%</strong> |
| Dining Rewards | <strong>5%</strong> | 3% |
| Groceries Rewards | 3% | 3% |
| Gas Rewards | <strong>5%</strong> | 3% |
| Key Benefits | Up to 26x at IHG hotels, 5x on travel, gas, and dining. | 6x at Marriott hotels, 3x on dining, groceries, and gas. Free Night Award annually. |
IHG One Rewards Premier Card pulls ahead for dining, gas spending.
Marriott Bonvoy Boundless Credit Card wins on travel.
Not sure which fits your life? Enter your spending below and we’ll do the math.
Enter your typical monthly spending and we’ll show you exactly which card earns more — including fees and bonuses.