Citi Double Cash Card vs Southwest Rapid Rewards Premier Card

Compare the Citi Double Cash Card ($0/yr) against the Southwest Rapid Rewards Premier Card ($149/yr) to see which card earns you more rewards based on your spending.

See how the Citi Double Cash Card and Southwest Rapid Rewards Premier Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.

Feature Citi Double Cash Card Southwest Rapid Rewards Premier Card
Annual Fee $0 $149
Sign-Up Bonus $200 after $1,500 spend in 6 months 50,000 points after $1,000 spend in 3 months
Foreign Transaction Fee 3% 0%
Base Reward Rate 2.0% 1.0%
Travel Rewards 5% 3%
Key Benefits Unlimited 2% cash back on all purchases. 3x on Southwest purchases, 2x on groceries and restaurants up to $8,000/year.
Issuer Citi Chase

Quick Summary

The Citi Double Cash Card has a $0 annual fee (saving you $149/year compared to Southwest Rapid Rewards Premier Card).

Citi Double Cash Card has a higher base reward rate (2.0% vs 1.0%).

Which Card is Better for Your Spending?

Enter your typical monthly spending to see which card earns you more rewards.

Want to compare more cards? Try our full calculator to see all 26+ cards ranked by your spending.