Capital One Venture X Rewards Credit Card vs Chase Sapphire Preferred Card
Compare the Capital One Venture X Rewards Credit Card ($395/yr) against the Chase Sapphire Preferred Card ($95/yr) to see which card earns you more rewards based on your spending.
See how the Capital One Venture X Rewards Credit Card and Chase Sapphire Preferred Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Capital One Venture X Rewards Credit Card | Chase Sapphire Preferred Card |
|---|---|---|
| Annual Fee | $395 | $95 |
| Sign-Up Bonus | 75,000 miles after $4,000 spend in 3 months | 75,000 points after $5,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 2.0% | 1.0% |
| Travel Rewards | 5% | 5% |
| Dining Rewards | 2.0% | 3% |
| Grocery Rewards | 2.0% | 3% |
| Key Benefits | 10x on hotels/rental cars, 5x on flights through Capital One Travel, 2x on everything else. | 5x points on travel through Chase Travel, 3x on dining and online groceries, 2x on other travel. |
| Issuer | Capital One | Chase |
Quick Summary
The Capital One Venture X Rewards Credit Card has a $395 annual fee ($300/year more than Chase Sapphire Preferred Card).
Capital One Venture X Rewards Credit Card has a higher base reward rate (2.0% vs 1.0%).
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