Capital One Venture Rewards Credit Card vs Southwest Rapid Rewards Premier Card
Compare the Capital One Venture Rewards Credit Card ($95/yr) against the Southwest Rapid Rewards Premier Card ($149/yr) to see which card earns you more rewards based on your spending.
See how the Capital One Venture Rewards Credit Card and Southwest Rapid Rewards Premier Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Capital One Venture Rewards Credit Card | Southwest Rapid Rewards Premier Card |
|---|---|---|
| Annual Fee | $95 | $149 |
| Sign-Up Bonus | 75,000 miles after $4,000 spend in 3 months | 50,000 points after $1,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 2.0% | 1.0% |
| Travel Rewards | 5% | 3% |
| Key Benefits | 2x miles on every purchase, 5x on hotels and rentals through Capital One Travel. | 3x on Southwest purchases, 2x on groceries and restaurants up to $8,000/year. |
| Issuer | Capital One | Chase |
Quick Summary
The Capital One Venture Rewards Credit Card has a $95 annual fee (saving you $54/year compared to Southwest Rapid Rewards Premier Card).
Capital One Venture Rewards Credit Card has a higher base reward rate (2.0% vs 1.0%).
Which Card is Better for Your Spending?
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