Capital One Venture Rewards Credit Card vs Gemini Credit Card
Compare the Capital One Venture Rewards Credit Card ($95/yr) against the Gemini Credit Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Capital One Venture Rewards Credit Card and Gemini Credit Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Capital One Venture Rewards Credit Card | Gemini Credit Card |
|---|---|---|
| Annual Fee | $95 | $0 |
| Sign-Up Bonus | 75,000 miles after $4,000 spend in 3 months | $200 after $3,000 spend in 90 days |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 2.0% | 1.0% |
| Travel Rewards | 5% | 1.0% |
| Dining Rewards | 2.0% | 3% |
| Grocery Rewards | 2.0% | 2% |
| Gas Rewards | 2.0% | 4% (up to $3,600/yr) |
| Key Benefits | 2x miles on every purchase, 5x on hotels and rentals through Capital One Travel. | 4% on gas/EV/transit (up to $300/month), 3% dining, 2% groceries. |
| Issuer | Capital One | WebBank |
Quick Summary
The Capital One Venture Rewards Credit Card has a $95 annual fee ($95/year more than Gemini Credit Card).
Capital One Venture Rewards Credit Card has a higher base reward rate (2.0% vs 1.0%).
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