Capital One Savor Cash Rewards Credit Card vs Capital One Venture Rewards Credit Card
Compare the Capital One Savor Cash Rewards Credit Card ($0/yr) against the Capital One Venture Rewards Credit Card ($95/yr) to see which card earns you more rewards based on your spending.
See how the Capital One Savor Cash Rewards Credit Card and Capital One Venture Rewards Credit Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Capital One Savor Cash Rewards Credit Card | Capital One Venture Rewards Credit Card |
|---|---|---|
| Annual Fee | $0 | $95 |
| Sign-Up Bonus | $200 after $500 spend in 3 months | 75,000 miles after $4,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 2.0% |
| Travel Rewards | 5% | 5% |
| Dining Rewards | 3% | 2.0% |
| Grocery Rewards | 3% | 2.0% |
| Key Benefits | Unlimited 3% on dining, entertainment, groceries, and streaming; 5% on travel through Capital One. | 2x miles on every purchase, 5x on hotels and rentals through Capital One Travel. |
| Issuer | Capital One | Capital One |
Quick Summary
The Capital One Savor Cash Rewards Credit Card has a $0 annual fee (saving you $95/year compared to Capital One Venture Rewards Credit Card).
Capital One Venture Rewards Credit Card has a higher base reward rate (2.0% vs 1.0%).
Which Card is Better for Your Spending?
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