Compare credit card points programs

1. Introduction

Welcome to PointsCompare. We try to make our Privacy Policy easy to understand so that you are informed as to how we use your information. This Privacy Policy, like our Terms of Service, is an integral part of using our Service; therefore you must completely agree to our Privacy Policy in order to use our Site or Service. You must be 18 years or older to use our Site or Service, or at a minimum of 13 years of age with a parent’s permission. If you have not read our Terms of Service, please do so now.

2. Info You Need to Tell Us

2.1. Identifying Information Submitted by You

You will not be required to submit any information when visiting our Site. However, in order to customize the credit card suggestion for you, you will need to enter financial estimates, military status, credit score. We do not store or collect this information in any way or form. When you leave the site it is gone forever unless it is cached in your browser. Please be aware that if you follow a link from our site to apply for a credit card they will ask you for your information. We do not send your information to them.

2.2. Non-Identifying Information

Whenever you visit our Site, we may collect non-identifying information from you, such as your IP address, interactions with the Site and Service, location, referring URL, browser, operating system, cookie information, usage, data transferred and Internet Service Provider. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party such as your wireless provider, this information alone cannot usually be used to identify you.

3. What We Do With Above Mentioned Info

We will never sell or transfer your information to third parties without your consent. However, you agree that we may use your information:

To enhance or improve our users' experiences.
To provide our Service to you.
To share with our partners to track affiliate commissions, process transactions and otherwise enhance or improve our users' experiences.
To contact you and to respond to inquiries.

Additionally, we may give your information to law enforcement if we are compelled to by a court order, if there has been a violation of any U.S. or foreign law or regulation, or if a violation of the Terms of Service or Privacy Policy has occurred.

4. Changing and Deleting Info

At PointsCompare.com you never need to create an account you can always edit information entered into our Site or Service. Simply navigate through the Site and edit any information. Please be aware that you will be unable to opt out of any of our data collection practices.

If you want your information to be removed from our database please contact us at services@PointsCompare.com. Although we keep none of the information you submit, information may still be stored in a web browser’s cache. We take no responsibility for stored information in your cache, or in other devices that may store information, and disclaim all liability of such.

5. Cookies and the Like

At the moment we do not use any cookies to remember your preferences, track affiliate links, track advertisements, or to understand how you use our Site. We will take every effort to receive affiliate rewards as part of outgoing links you click on our site. We don’t like cookies either. However we reserve the right to add them and amend this policy in the future.

6. Third Party Access to Your Information

Although you are entering into an Agreement with PointsCompare to disclose your information to us, we do use third party individuals and organizations to assist us, including contractors, web hosts, and others.

Throughout the course of our provision of our Services to you, we may delegate our authority to collect, access, use, and disseminate your information. It is therefore necessary that you grant the third parties we may use in the course of our business the same rights that you afford us under this Privacy Policy. For this reason, you hereby agree that for every authorization which you grant to us in this Privacy Policy, you also grant to any third party that we may hire, contract, or otherwise retain the services of for the purpose of operating, maintaining, repairing, or otherwise improving or preserving our website or its underlying files or systems. You agree not to hold us liable for the actions of any of these third parties, even if we would normally be held vicariously liable for their actions, and that you must take legal action against them directly should they commit any tort or other actionable wrong against you. The following is a non-exhaustive list of other entities that we may store, share, or transfer your information with:

So far… none.

7. Law Enforcement

You agree that we may disclose your information to law enforcement if compelled by a court order. In the event that we receive a subpoena affecting your privacy, we may elect to notify you to give you an opportunity to file a motion to quash the subpoena, or we may attempt to quash it ourselves, but we are not obligated to do either. We may unilaterally report you and release your information to third parties where we believe that it is proper to do so for legal reasons, for example, if we reasonably believe that you have violated a US or foreign law, or our Terms of Service or Privacy Policy. You release us from any damages that may arise from or relate to the release of your information pursuant to this paragraph.

8. Commercial and Non-Commercial Communications

By providing your contact information to the Site which forms our basis of communication with you, you waive all rights to file complaints concerning unsolicited emails from us, since you have agreed to such communication. However, you may unsubscribe from certain communications by notifying PointsCompare that you no longer wish to receive these solicitations, and we will endeavor to remove you from our database. If you wish to opt out of certain communications, please contact us at services@PointsCompare.com.

9. Third Parties

PointsCompare does post links to third party websites on our Site or Service, which may include information that we have no control over. When accessing a third party site through our Site or Service, you acknowledge that you are aware that these third party websites are not screened for privacy or security issues by us, and you release us from any liability for the conduct of these third party websites.

Please be aware that this Privacy Policy, and any other policies in place, in addition to any amendments, does not create rights enforceable by third parties. PointsCompare bears no responsibility for the information collected or used by any advertiser or third party website. You must review their Terms of Service and Privacy to understand how their information collection practices work.

10. Security Measures

We make reasonable attempts to protect your information by using SSL Certificates. However, as this is the Internet, we can make no guarantees as to the security or privacy of your information. For this reason, we recommend that you use anti-virus software, routine credit checks, firewalls, and other precautions to protect yourself from security and privacy threats.

11. Your California Privacy Rights

PointsCompare permits residents of the State of California to use its Service, and complies with the California Business and Professions Code §§ 22575-22579. If you are a California resident you may request certain information regarding our disclosure of personal information to any third parties for their direct marketing purposes. Various provisions throughout this Privacy Policy address requirements of the California privacy statutes. Although we do not disseminate your information to third parties without permission, you must presume that we collect electronic information from all visitors. You may contact us at services@PointsCompare.com with any questions.

12. No Kids Allowed

We intend to fully comply with COPPA and international laws respecting children’s privacy. Therefore, we do not collect or process any information for any persons under the age of 13. Our Site does not target users under 13. If you are under 13 and using our Site or Service, please stop immediately and do not submit any information to us.

12. No Kids Allowed

13. International Transfer

Your information may be transferred to - and maintained on - computers located outside of your state, province, country, or other governmental jurisdiction where the privacy laws may not be as protective as those in your jurisdiction. We may transfer personal information to the United States or elsewhere and process it there. Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

14. Amendments

Like our Terms of Service, we may amend this Privacy Policy occasionally. When we amend this Privacy Policy, we will place a note on our Site or we may contact you. You must agree to the amendments as a condition of your continued use of our Site and Service. If you do not agree, you must immediately cease using our Site and Service and notify us of your refusal to agree by emailing us at services@PointsCompare.com.

Last Modified: June 22, 2020

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